Life Insurance

Life Insurance Funding

Have you considered how your cemetery and funeral arrangements will be funded if not pre-planned? One option people rely on are life insurance policy proceeds. Life insurance guarantees a set amount that figure does not rise over time, therefore, a $25,000 policy will cover more today than it will 15 years from now. It is important for clear communication to your family regarding company, face amount, and named beneficiaries. 

Life Insurance Assistance

We understand that handling financial matters after the loss of a loved one can feel overwhelming. That is why we work directly with Express Funeral Funding (EFF) to make the process as simple, fast, and stress-free as possible for the families we serve. 

How Life Insurance Works 

Life insurance provides a death benefit, a tax-free payout, to the beneficiaries named on the policy. This money can help cover funeral expenses, outstanding bills, and provide financial stability during a difficult time. 

Our Process With EFF 

When you choose to use your loved one’s life insurance for cemetery or funeral expenses, we handle the entire process for you. Here is how it works: 

 

  1. We Complete All the Paperwork 
    You do not have to navigate forms and insurance requirements alone. Our team gathers all necessary documents, completes the claim forms, and sends them directly to our funding partner, EFF. 
  2. Quick Funding 
    Once the claim is processed, EFF usually releases funds within         1-3 business days, much faster than waiting for the insurance company’s standard processing time. 
  3. Family Pay Option 
    In addition to covering cemetery and funeral costs, EFF can also request         additional funds from the policy (when applicable) so your family has money for other needs during this time. 
  4. No Upfront Out-of-Pocket Costs 
    Because EFF pays us directly from the policy proceeds, families do not have to pay cemetery or funeral expenses out of pocket while waiting for the insurance company to process the claim. 

What We Need From You 

To get started, we will need: 

  • A copy of the insurance policy (if available) 
  • The beneficiary’s photo ID 
  • A certified copy of the death certificate (obtain from Funeral Home) 

Why Families Choose This Option 

  • Less Stress- We take care of all the insurance claim details. 
  • Faster Access to Funds- Typically within 1-3 business days. 
  • Extra Support- Family Pay can help with travel, bills, or personal expenses 
  • No Upfront Payment Required- We wait for EFF to fund the claim. 



We are here to guide you every step of the way, from filling out forms to ensuring your family receives the benefits your loved ones intended for you as quickly as possible.